Important Privacy Information from Maritime Mortgage Corp.
At Maritime Mortgage Corp., we deeply value the privacy and security of your personal information. Our commitment to safeguarding your nonpublic personal information is a responsibility we take seriously. We encourage you to read this notice thoroughly to understand how we protect and use your information.
Our Responsibility to You
One of our key duties is to protect the confidential information you entrust to us and to utilize it responsibly. This notice aims to clarify how Maritime Mortgage Corp. handles and safeguards your nonpublic personal information. In this context, nonpublic personal financial information refers to the customer data you provide or that we acquire in relation to financial products and services for personal, family, or household use that isn't publicly accessible.
Collecting Your Nonpublic Personal Information
In the course of providing financial products or services, we gather nonpublic personal information about you from various sources, including:
Information from applications, disclosures, and other documents you provide, such as employment details, income, and account balances with other financial institutions.
Details of your transactions with us.
Data from consumer reporting agencies, including creditworthiness and payment history.
How and Why We Share Your Information
Maritime Mortgage Corp. restricts the sharing of your confidential information to what is necessary for:
Delivering the financial products or services you request.
Providing exceptional customer service.
Detecting and preventing fraud.
Offering other financial products or services that might interest you.
Legal or regulatory requirements.
We may share your information with:
Investors and financial institutions in cases where we broker or sell loans.
Third parties for processing or servicing a financial product or service you requested or authorized, such as appraisers, title insurance companies, attorneys, and mortgage insurance companies.
Legal or regulatory bodies in response to subpoenas, court orders, or audits.
We do not share or sell your personal information outside of the above list.
Our Commitment to Security
We limit access to your nonpublic personal information to employees and subcontractors who need this information to deliver our products or services. We uphold robust physical, electronic, and procedural safeguards in line with federal standards to protect your information.
Information of Former Customers
This privacy notice also applies to our former customers.
Updates to Our Privacy Practices
Maritime Mortgage Corp. reserves the right to modify this privacy notice. Should any changes occur, we will inform our customers and/or consumers as required by law, issuing a new privacy notice if necessary.
Your trust is paramount to us at Maritime Mortgage Corp., and we are dedicated to maintaining the confidentiality and security of your personal information as part of our ongoing commitment to you, our valued customer.